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Monday, November 11, 2013

PNB HFL offers silver jubilee scheme for home loan seekers

As part of their Silver Jubilee offer, PNB Housing Finance Ltd (PNB HFL) is offering 25% discount in the processing fee to all home loan customers who apply online for a period of next two months.

Sanjaya Gupta, MD of PNB Housing Finance (a subsidiary of country's 2nd largest public sector bank - Punjab National Bank), said, "We are celebrating 25 years of making a home loan experience...Ghar Ki Baat. Our core business values revolve around our motto, 'Ghar ki Baat', which has vaulted our organisation to be one of the most fascinating, efficient, caring and sustainable name in the financial sector fraternity."

He further said, "At PNB HFL, we have helped Indian masses realize their dream home. PNBHFL cuts across all aspiring segments of the society and closely works with customers towards finding a solution rather than offering a straight-jacketed financial product. Our mission is to exhibit the highest standards of customer experience and satisfaction.”

Explaining the services offered to customers, Saanjaya, said, “We have been investing in best-in-class technology, building robust processes, delivering personalized doorstep services and setting newer benchmarks for customer delight that differentiates us from our peers. Empowered with dual advantages of full-fledged domain knowledge and simplified loan processing procedures, we are constantly rediscovering ourselves to provide the best-in-class service experience to our customers."

PNB Housing Finance has a fixed rate of interest for 10 years in the secured lending space, which is one of their highest selling product variant, a release claimed. With this product, the company has gained a competitive edge by giving its customers a complete peace of mind and protection from macro-economic volatilities, which at times upset the affordability of loans. Customers also have an option to switch to floating rate and vice-versa in future by paying a nominal switch fee, the release further stated.

About PNB Housing Finance

PNB Housing Finance Limited is a subsidiary of Punjab National Bank. In the year 2009 the ownership structure underwent a change and it is today a very successful example of public private partnership (PPP). With over 25 years of specialised experience in the housing finance sector, PNBHFL has a wide network of branches spread across the country. Besides the branch delivery model, PNBHFL also has a strong base of in-house sales team, a dedicated call centre and e-medium to make its services available in a simple and easily accessible manner. The company offers loan products for purchase, construction, repair, and upgradation of houses. In addition, it also provides loans for purchase of commercial spaces, residential plots, loan against property and fixed deposit.

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